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2009-2010 LIMITS & DEDUCTIBLES
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Limits |
Public/Products Liability |
$50,000,000
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Molestation |
$2,000,000
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Statutory Liability (Fines & Penalties) |
$150,000
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Deductibles:
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Public/Products |
$1,000
(Nil for individuals)
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Molestation |
$25,000
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Statutory Liability |
$5,000
($1,000 for individuals)
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RISK MANAGEMENT & INCIDENT REPORTING
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Pro Forma Request & Check-lists to be used on all projects with a liability exposure.
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Proposed projects with an unknown risk element to be approved by DIO/Insurer.
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Incident Report Form to be completed for all ‘slip & fall’ or other potential claims.
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RI reporting guidelines to be used for alleged molestation/harassment incidents.
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Refer Hard Copy Documentation
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RISK INHERITANCE
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Due to cost and availability, many community groups look to Rotary to operate their event under Rotary’s liability umbrella.
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Our liability insurer will not accommodate any risk that is not subject to Rotary’s risk management processes, and outside the control of Rotary.
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1. |
Full description of the event to be forwarded to DIO for preliminary acceptance.
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2. |
The event/project to be in Rotary’s name.
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3. |
Monies raised deposited in a Rotary account.
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4. |
The event operated under Rotary control, using Rotary risk management procedures.
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5. |
All publicity to recognise Rotary.
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6. |
Outside Operators must have their own liability cover |
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We cannot accept any inherited activity under our liability, without these requirements being met.
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PERSONAL ACCIDENT & TRAVEL INSURANCE
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unlimited |
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A ‘journey’ is defined as:
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Travel exceeding 50 km from the insured person’s normal place of residence, on a 24 hour basis until returning thereto, to a maximum period of 90 days |
N.B. DGsE and Partners automatically covered to attend GETS in San Diego.
Do not purchase R.I. travel insurance.
TRAVEL INSURANCE |
To arrange travel insurance for any journey exceeding 90 days in duration, contact your DIO.
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As this falls outside the District Insurance Program, an additional premium will apply.
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For budgeting purposes, allow an annual premium of $750
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ROTARY PROGRAMS
Some Rotary programs fall outside the definition of a journey as the duration of the travel exceeds 90 days. Care should be taken with the following:
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Any other official Rotary activity where the period of travel could exceed 90 days. |
DIO ROLE AND RESPONSIBILITY
Risk Management advice to DG and Clubs
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Risk Management training to Assistant Governors |
Travel Insurance support & advice to YEP
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Provision of Insurance Certificates of Currency
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Prompt incident & claims reporting to Aon & NIC
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Advice & support for District Protection Officer
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Completion of annual Insurance Return to Aon
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DPO ROLE AND RESPONSIBILITY
Willingness to serve for at least three years.
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Collection of all documentation in relation to screening process.
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Review and maintain a Register of relevant State police checks.
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Review and maintain a Register of Volunteer Declarations.
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Work with clubs to provide information in relation to their obligations under District policy and local laws.
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Ensure appropriate training is provided at PETS & Assemblies
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Maintain records of all allegations made.
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Ensure proper handling of any complaint or allegation
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WORKING DOCUMENTS & DISCUSSION
1. |
Rotary Insurance Pro forma
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2. |
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3. |
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4. |
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5. |
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6. |
YE Certification Annual Renewal
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7. |
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Rotary Districts of Australia Insurance Renewal
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9. |
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The information above is available as a power point presentation >>
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YEP Contact:
PDG Peter Kaye
National Insurance Committee
Australian YEP Insurance Officer
MARKET INSURANCE -
contact
Ms Raewynn Maxwell
Freeman McMurrick
Freeman McMurrick House
387 St Kilda Road
MELBOURNE VIC 3004
Tel: (03) 9862 9129
Fax: (03) 9820 9159
Email: rmaxwell@freeman-mcmurrick.com.au
RISK MANAGEMENT
PDG Peter Kaye
pkaye1@bigpond.com
fax 07 4725 8738
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